Advisors Volunteer To Enhance Community Financial Security As Part Of The American College's National Financial Awareness Day

Bryn Mawr, PA (ContentDesk) December 22, 2005 -- With over 150,000 financial practitioners in its Alumni Association, The American College, the nations leading financial services educator, announced today that it is launching a national initiative designed to enhance consumers financial security.On March 6, 2006, graduates of The American College will open their practices for one day and offer members of their local communities the opportunity to learn more about issues affecting their personal finances.
American College alumni participating in National Financial Awareness Day will spend the day answering questions, sponsoring informational seminars and discussing the key elements of a sound financial plan.
This event is being offered as a free public service and is designed to help individuals understand the importance of planning today to create a lifetime of financial security.???Consumers need help reaching their financial goals, said Larry Barton, PhD., President and Chief Executive Officer of The American College.
The average person isnt saving enough for retirement and does not have the expertise to prepare for the escalating costs of medical care and long-term care. Simultaneously, the integrity of the public safety net for Americans is eroding -- fast, continued Barton.
"The Pension Benefit Guarantee Corporation is facing significant funding issues.

Earlier this year, the trustees responsible for Social Security reported that the trust fund will go broke in 2041, a year earlier than previously estimated.
Trustees also said that Medicare, the giant health-care program for the elderly and disabled, faces insolvency in 2020.If consumers are to successfully address the numerous challenges confronting them, they need to begin preparing now, and they need educated professional assistance, said Barton.
Thats why we are asking our alumni to take time out of their practices for this initiative.
We hope Americans from all over the country will take advantage of this opportunity and with the help of a reputable, credentialed professional financial advisor, take the necessary steps required to avoid getting caught in a potentially significant financial downpour.
The Event: The American Colleges National Financial Awareness DayAll American College alumni are invited to participate in this exciting inaugural event.
Please contact Russ Figueira in Alumni Relations at 610-526-1200 or e-mail him to sign up.

Additional information is also available at www.theamericancollege.onlinecommunity.com
As graduates of the nations oldest, largest and most prestigious distance learning institution devoted to financial services, The American Colleges alumni are uniquely qualified to assist consumers as financial advisors, financial planners and wealth managers.
Consumers interested in meeting with an American College alumnus should visit www.theamericancollege.onlinecommunity.com to find a participating financial
advisor in their area.
Using the contact information available at the website, consumers can then arrange for appointments and obtain additional details about the services being provided on a local level.
The online database will be updated as more American College alumni sign up to participate in this event during the coming months.
Consumers are encouraged to check the website regularly for the most current listing of participating advisors.

March 6 was chosen as the date for this annual event because it is the birthday of The American Colleges founder Dr. Solomon S. Huebner.
Dr. Huebner was a renowned financial educator whose theories about the human life value concept revolutionized the financial services industry.

Building on the foundation created by Dr. Huebner, The American College today provides education to over 35,000 professionals annually working in insurance, securities, banking and accounting.
The American College is the nations leading non-profit educator of professionals in the insurance and financial services industry.
The College is accredited by the Commission on Higher Education of the Middle States Association of Colleges and Schools -- the same organization that accredits Princeton and the Wharton School of Business. The American College offers an array of specialized designation programs, Master of Science degrees in several disciplines and customized continuing education programs for those pursuing a career in financial services.

For more information, visit www.TheAmericanCollege.edu..


Unsecured Personal Loans and Credit: A Summary

For those exploring the possibility of taking a loan but not quite sure what unsecured personal loans and credit are all about, here's a helpful summary. This summary will help you to understand what unsecured personal loans and credit involve and to determine whether they are right for you.Money borrowed through an unsecured personal loan is not pledged against your home. That's the fundamental difference between an unsecured and secured loan, for which your home serves as collateral and can be seized and sold if you fail to pay off your debt. So the big advantage of an unsecured personal loan is that even people who do not own a home can apply for it.The money you get through a personal loan can be used for anything you please, including making purchases, refurbishing your home, funding a holiday or sending your child to university. You can get an unsecured personal loan regardless of whether your credit record is good or bad.

Though banks and other high street lenders are hesitant...

Unsecured Personal Loans and Credit: A Summary
Financial planning > Unsecured Personal Loans and Credit: A Summary

Expert Wedding Planner and Designer Provides Stress-Free Tips For Planning The Perfect Day

Cape Coral, FL (ContentDesk) May 22, 2006 -- Wedding season is just around the corner, and brides everywhere are kicking their plans into high gear with last-minute details, fittings, bridesmaids discussions and meetings with musicians, caterers and florists.
Although this time of the year is supposed to be the happiest time of your life, it also can be the most stressful.???There are so many details that come with planning a wedding, said Kelly McWilliams, wedding planner and founder of Weddings by Socialites.
These details can get the best of you if you let them, but advanced and organized planning can help eliminate that stress.???Ms. McWilliams offers the following tips for brides and grooms on preparing
for  and most importantly, enjoying  their big day."If you hire a wedding planner, USE a wedding planner.
Professional planners know what works and what doesnt.

When your planner offers advice, take it.
They want your day...

Expert Wedding Planner and Designer Provides Stress-Free Tips For Planning The Perfect Day
Financial planning > Expert Wedding Planner and Designer Provides Stress-Free Tips For Planning The Perfect Day

E-Backups Rescues Medical Billing Service Provider Victimized by Hurricane Rita

St. Louis, MO (ContentDesk) January 9, 2006 -- E-Backups, a provider of HIPAA compliant remote back-up services and managed storage, rescued their Louisiana based client Sigma Healthcare Consulting from the devastation of Hurricane Rita. Sigma Healthcare provides a full service Medical Billing Service and is a MediSoft Certified Platinum Dealer. "While my servers and office was without power during the week, and my employees displaced, I was able to restore our data while out of state." said Sigma Healthcare's CEO Gregory Austin. "Clients that were not in the hurricane area were very excited that they had immediate access to their data." Austin furthered.

Since Sigma Healthcare provides billing services for physician offices throughout the gulf coast, losing data would have been catastrophic to the Doctor's practices. With E-Backups nothing was lost while all parties had immediate access to their valuable billing records. "While Sigma Healthcare has thanked us millions, we are...

E-Backups Rescues Medical Billing Service Provider Victimized by Hurricane Rita
Financial planning > E-Backups Rescues Medical Billing Service Provider Victimized by Hurricane Rita

An Annuities Primer

Annuities are long-term investment tools for supplementing retirement income. There are no IRS-imposed annual contribution limits, and annuity earnings grow tax-deferred until the funds are withdrawn or paid out as income.Though popular among today's aging Baby Boomers and members of the Mature or "Senior" markets, annuities can be traced back to ancient Greece. The term "annuity" comes from the Greek word "annus"?or "year"?and refers to annual income payments. Similarly, in ancient Rome citizens would make one-time payments to a contract called "annua" in exchange for lifetime payments made once a year.In 17th century Europe, annuities were used as fundraising devices by governments to finance their ongoing wars with neighboring nations. These governments would offer "tontines," which promised payments into the future to those who bought shares.

In the 18th century annuities were introduced to North America, with private insurance companies selling insurance and annuity contracts...

An Annuities Primer
Financial planning > An Annuities Primer